Will Arch require a foreign credit report when a loan with valid DU Approve/Eligible findings (or LPA Accept/Eligible feedback) includes a borrower who has been in the US for less than two years?
Loans with valid DU Approve/Eligible findings or LPA Accept/Eligible feedback are perfect for our EZ Decisioning/SwiftClose program. Under EZDecisioning/SwiftClose, no additional credit or tradeline requirements apply. For more information, visit our guideline page: https://mi.archcapgroup.com/Guidelines