Will Arch require a foreign credit report when a loan with valid DU Approve/Eligible findings (or LPA Accept/Eligible feedback) includes a borrower who has been in the US for less than two years?

Will Arch require a foreign credit report when a loan with valid DU Approve/Eligible findings (or LPA Accept/Eligible feedback) includes a borrower who has been in the US for less than two years?
June 18, 2018 Donna Malecki

Will Arch MI require an international credit report when a loan with valid Desktop Underwriter® (DU®) Approve/Eligible or Loan Product Advisor® (LPASM) Accept/Eligible findings includes a borrower who has been in the United States for less than two years?

Loans with valid DU Approve/Eligible or LPA Accept/Eligible findings are perfect for our EZ DecisioningSM program. Under our EZ Decisioning program, no additional credit or tradeline requirements apply. For more information, visit our Guidelines page.

https://mortgage.archgroup.com/us/underwriting

Last Updated On November 09, 2022