How does Arch MI qualify loans where one borrower has traditional credit, and a co-borrower does not have a credit score?

How does Arch MI qualify loans where one borrower has traditional credit, and a co-borrower does not have a credit score?

With a valid Desktop Underwriter^® (DU^®) or Loan Product Advisor^® (LPA^SM) Approval, Arch MI follows Agency requirements in accordance with our EZ Decisioning^SM program, which does not have overlays specific to this area.