Does Arch MI have an overlay for acreage for a DU/LPA approved file which meets agency guidelines? Does Arch MI have an overlay for acreage for a DU/LPA approved file which meets agency guidelines? April 26, 2018 Donna Malecki Does Arch MI have an overlay for acreage for a DU/LPA approved file which meets agency guidelines? For loans which meet our EZ Decisioning/SwiftClose program parameters and agency guidelines, there is no overlay restricting the number of acres.